Standard boat insurance policies can cover physical damage to your vessel, liability for injuries or property damage, medical payments, towing, and theft. We’ll help you choose the right coverage based on how and where you use your boat.

We can find quotes for all kinds — from fishing boats, pontoons, and wakeboard boats to personal watercraft like Jet Skis. Let us know what you have, and we’ll handle the rest.

Yes! You may qualify for discounts based on safety features, bundling with other policies (like auto or home), taking boater safety courses, or having a clean driving/boating record.

It depends on your state and the size/type of your vessel. Even if it’s not required, marinas, lenders, or local jurisdictions may require coverage. Regardless, having insurance helps protect your investment and financial future.