Renters insurance protects your personal belongings (like furniture, clothes, electronics) in case of theft, fire, water damage, and more. It also includes liability coverage if someone gets hurt in your rental and loss of use coverage if you need to live elsewhere temporarily due to a covered event.

Yes. Your landlord’s insurance only covers the building—not your personal belongings or liability. Renters insurance fills that gap and protects you.

Renters insurance is surprisingly affordable—usually around $15–$25/month depending on where your location and how much coverage you need. We help you find the best value for your situation.